Partnering With Community Banks Nationwide Since 1998
PCI 2026 Community Banking Playbook
Unlock the future of community banking with this ebook. Get insights on trends, risks, and strategies to enhance performance and ensure sustainable growth for you institution.
HERE TO HELP YOU DRIVE CHANGE
Empowering Community Banking
At PCI Performance Management, we are passionate about community banking! Our mission is to provide key insights and tools that elevate executives to new heights. With a tailored approach for each client, we develop unique, customized strategies that drive success. Are you ready to propel your business forward? Connect with us and let's take your organization to the next level.
GET READY TO PIVOT
The Mandate For Change
Over the past decade, the financial industry has experienced a profound transformation, dramatically impacting community banks. The once-stable landscape of the previous forty years has given way to unprecedented changes. Now, more than ever, community banks must reassess their strategies and innovate to adapt to these new dynamics and maintain their competitive edge.
DEVELOP THE ROADMAP
Strategic Planning
Savvy community bankers recognize the crucial role of strategic planning in driving their bank's success. This comprehensive process involves senior executives, shareholders, and board members collaboratively evaluating the current state of affairs and charting a clear roadmap for the bank's future. With regulators now mandating strategic plans, this unified vision not only sets the bank's goals but also ensures these objectives are effectively communicated to all staff, fostering alignment and commitment across the organization.
MANAGE YOUR RISK
Loan Review, Loan Policy, CECL & Risk Ratings
Effective loan portfolio management is crucial to controlling credit risk. In order to control risk, a bank must know the types and levels of credit risk in its portfolio. Loan review is an important tool that can help Banks identify this risk. A loan review provides an assessment of the overall quality of a loan portfolio. PCI will produce and deliver all topics listed below, for each file and concentration we review, including an overall summary of findings and recommendations for improvement.
BUILD YOUR BENCH
Bench Strength & Succession Readiness
As community banks grow, profitability often outpaces organizational structure. Leadership depth thins, decision-making concentrates at the top, and succession planning becomes reactive rather than intentional.
This diagnostic guide helps bank leaders assess leadership readiness, bench strength, and succession risk—without evaluating individuals or forcing premature decisions.
BUILD CULTURES THAT THRIVE
Organizational Culture & Change Management
At PCI Performance Management, we help community banks cultivate a strong organizational culture that aligns with strategic goals and adapts to evolving industry demands. Our expert guidance supports seamless change management, empowering leaders to navigate transitions, enhance employee engagement, and foster a culture of continuous improvement—ensuring long-term success in an ever-changing financial landscape.
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PCI Online Learning Courses for Community Bankers
Transform your organization with our PCI Online Learning Courses. Our tailored programs provide essential knowledge and skills to navigate today's competitive financial environment.
Discover innovative strategies, enhance operational efficiency, and foster growth with our comprehensive, cutting-edge courses.
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